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All Blog Entries by Brittany Carr

Found 70 blog entries published by Brittany Carr.

Happy Earth Day!! We must preserve our beautiful planet! Here are a few eco-friendly tips that you can follow to make a contribution to our planet!

  1. ALWAYS RECYCLE!
  2. Shop with reusable bags
  3. Walk or Bike to where you need to go
  4. Do errands together/car pool
  5. Get a filter to drink tap water
  6. Buy only what you need for less waste
  7. Use vegetable scraps to make vegetable stock or use to compost
  8. Use energy-efficient lightbulbs and turn off lights when not in use
  9. Donate your old clothes and home goods instead of throwing them out. When you need something, consider buying used items
  10. Use environmentally-friendly, non-toxic cleaning products

These are only a FEW ideas out of so many! What are some ways that you help our

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Written by Zat Rana, author at Design Luck

In 1993, Joan Ginther won a $5.4 million Texas Lotto jackpot.

More than a decade later, Ginther walked home with another multi-million dollar payday in 2006. She did it again in 2008, and once more in 2010.

Her combined winnings? More than $20 million. Odds of her winning the fourth multi-million dollar jackpot? One in 18 septillion.

A septillion is a one followed by 24 zeroes. The universe contains up to one septillion stars, and if you add up each grain of sand on Earth, you still get a smaller number. It’s fair to say that, statistically, it shouldn’t have happened.

How did Ginther do it?

She refuses to talk about it. For all we know, she may have cheated or it could have been pure luck.

5,903 Views, 0 Comments

Written by Robert H. Ruth

Thanksgiving is like a fixed rate mortgage

I have to admit that my favorite Holiday is Thanksgiving.

I love the food: turkey and dressing …mashed potatoes slathered with gravy …mmm!

I love going for a run or a long walk in the late morning, and the smells that greet me when I come home are intoxicatingly good. Maybe the crisp, late fall air that I come in from enhances the aromas from the kitchen.  

I also love the traditions of Thanksgiving, knowing that the roasting pan we use belonged to my mother in law. I can’t help but think that it holds not only the flavors of the turkey, but the memories of all those Thanksgivings past, and I feel like she is still at the table with us, sharing her love and stories of

1,422 Views, 1 Comment

Help your buyer clients fully understand homeownership

    Did you know that homeowners will spend between 1 percent and 2 percent of their home’s value on upgrades and upkeep annually? This percentage is in addition to their mortgage payments and typical monthly expenses. In this video, Tim Bray shares more on the true cost of owning a home. Below, you’ll find an infographic that shows how often various home maintenance tasks need to be performed. Real estate agents can use this information when discussing affordability with clients and share the infographic as well.     Infographic designed by Brittany Carr © 2018 - click here for a high resolution PDF
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These terms are utilized all the time by real estate professionals in describing properties. Tim Bray and Seaport Real Estate Group pull back the curtain and expose the true meanings. Take a look!!

 

 REAL ESTATE TERMS REDEFINED

  1. RELO -Up to 15% off the list price because the seller is being subsidized by a corporate relocation company.
  2. COZY – Small and cramped
  3. GOOD BONES – This place needs to be rehabbed
  4. LOCATION, LOCATION, LOCATION – Focus on location typically means that that structure is less than adequate, and focus is being placed on its positive attribute. Location.
  5. INVESTORS TAKE NOTICE – Ok, this property needs a massive cash infusion to bring life back to the old girl.
  6. PRIDE OF OWNERSHIP – This owner has put their
709 Views, 0 Comments

 

INCOME - What Happens if it Disappears?! Tyler Gracey​ sits down with Pamela Gracey​, Owner of Gracey Benefit Solutions, LLC​ to discuss how proper planning can help avoid a personal financial crisis. Statistics show that the majority of individuals are not prepared if they become hurt or sick and can't work. What happens to your income? How will you pay your bills? Pam talks about some options that can provide financial security and peace of mind.

Click here for more information on Covering Your ASS(ets) video!

www.facebook.com/GraceyBenefitSolutionsLLC

 


Tyler Gracey
tyler@seaportre.com

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Tyler Gracey sits down with Erik Johnson and Charles Gorrondona of Harbour Mortgage Group to discuss FIVE key points that either STREAMLINE or DERAIL a buyer's ability to obtain a mortgage. Consulting with a reputable lender ahead of time will help set the stage for the buying process down the road. Applying for a mortgage may feel frightening and like uncharted territory - It doesn't have to be!

Click here for more information on First Time Home Buyer Tips!

Tyler Gracey
tyler@seaportre.com

192 Views, 0 Comments

 

Written by Robert H. Ruth

In last week’s post, I looked at the impact of waiting to buy a house when rates are rising, which is the situation we are experiencing at this point in time. As I explained, thus far in 2018, mortgage rates have risen about .75% to around 4.625% from the prevailing rate in December, which was 3.875%. I also looked at a scenario for first time buyers named John and Mary, who are attempting to purchase a $300,000 home with 10% down. Our analysis was predicated on the following assumptions …

  • John and Mary earn a gross monthly income of $7325. The house they want to buy will require escrows of $ 400 monthly for taxes and homeowners insurance and a 90LTV loan requires PMI at $ 112 monthly.
  • John and Mary’s monthly
597 Views, 0 Comments

Written by Robert H. Ruth

There are 2 new realities in the Real Estate marketplace for this Spring. First, mortgage rates are going up, and it does not appear likely that this will change any time soon. Second, due to the shortage of housing inventory in the US, we are firmly in the grip of a seller’s market with prices rising at a rapid pace.

If you have been watching the news over the last few months you’ve probably noticed that mortgage interest rates have started going up. Thus far, the increase has not been dramatic: at the end of 2017 the average rate on a 30 Year Fixed Rate Mortgage was 3.875%, and today, March 21st, the beginning of Spring, the average 30 Year Fixed Rate is 4.625%. That is a rate increase or .75% in 3 months. This might

364 Views, 1 Comment

Written by Robert H. Ruth

People attempting to buy a home are sometimes surprised by the true monthly cost of having a mortgage compared to what they are accustomed to paying each month for rent. So in an effort to help I have done the following exercise with some comparisons for you. This is intended to be a brief but informative little analysis so you can see how owning a home, and paying a mortgage, involves a little bit more than just comparing the payments.

Whenever I first sit down to discuss financing with buyers, I ask them how much their current rent is and what amount they would be comfortable paying each month on a mortgage payment. Let’s assume that a borrower is comfortable paying the same amount as they currently do for rent. I had

1,123 Views, 0 Comments