Found 38 blog entries tagged as Real Estate.

Shoreline Living: What It's Really Like to Own in a Waterfront Community | Seaport Real Estate Services

Shoreline Living: Hawk’s Nest Beach, Old Lyme, CT — Part 1 of a 3-Part Series

Shoreline Living: What It’s Really Like to Own in a Waterfront Community

By Jodi | Seaport Real Estate Services | Old Lyme, CT

The views and experiences shared in this post are personal and reflect life in the Hawk’s Nest Beach community of Old Lyme, CT. Real estate values, association rules, and community details vary — always consult with a local expert before making purchasing decisions.

The Rhythm You Don’t Understand Until You’re In It

There’s a rhythm to living in a shoreline community that you don’t fully understand until you’re in it. I…

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Changing Markets Issue 13 hero image about pay-to-play real estate and fiduciary representation

Changing Markets — Issue 13

Who Is Your Agent Really Working For?

The Quiet Cost of Pay-to-Play Real Estate

A Seaport Advisory perspective on lead-generation portals, misaligned incentives, and what it should actually mean to hire a real estate professional.

There is a business model quietly reshaping how most Americans meet their real estate agent, and almost no consumer understands how it works.

It deserves scrutiny, because the person you trust with the largest financial decision of your life may have been sold to you — literally — before you ever spoke.

The person you trust with one of the largest financial decisions of your life may have been sold to you before you ever spoke.

I want to be direct about my…

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Rhode Island Housing Market: The First Clear Softening

Rhode Island Housing Market: The First Clear Softening

For nearly four years, Rhode Island real estate has been tight—fast sales, multiple offers, and firm pricing. The latest data shows the first meaningful loosening: inventory is building faster than new contracts in many areas, especially along the coast.

The Key Metric: A/P (Active-to-Pending Ratio)

At Seaport Real Estate Services, we watch Active-to-Pending (A/P) as a clear read on market pressure:

  • A/P < 1.0 → more homes under contract than for sale: seller’s market
  • A/P ≈ 1.0 → supply ≈ demand: balanced market
  • A/P > 1.0 → inventory outpacing contracts: tilting toward buyers

Statewide Rhode…

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Connecticut’s Real Estate Market Is Balancing: What A/P Says (October 2025)

Connecticut’s Real Estate Market: The Shift Toward Balance Has Begun

By Seaport Real Estate Services • October 2025 • Mystic, CT

After years of undersupply and bidding wars, Connecticut’s housing market is finally normalizing. Our leading indicator—the A/P (Active-to-Pending) ratio—now sits near 1.0 statewide, signaling a transition from a pure seller’s market to a more balanced playing field.

Key Metric: A/P (Active-to-Pending Ratio)

A/P is a simple but powerful gauge of market balance: Active Listings ÷ Pending Listings.

  • A/P < 1.0 — Seller’s market (more homes under contract than for sale)
  • A/P ≈ 1.0 — Balanced market
  • A/P > 1.0 — Buyer’s edge…

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The 10-Year Treasury Hits 4.8%: What This Means for Real Estate

As the 10-year Treasury yield reaches 4.8%, the ripple effects are being felt across the real estate market, impacting buyers, sellers, and investors. Here are my thoughts on what this shift means and how we can respond to this evolving environment.

Higher Treasury Yields and Borrowing Costs

Treasury yields often set the tone for other interest rates, including mortgages. As yields rise, borrowing becomes more expensive, directly affecting affordability for homebuyers.

For homebuyers, these higher mortgage rates can significantly alter the landscape. Monthly payments increase, forcing many to either reconsider their budgets or put off purchasing altogether. This reduced…

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ADU


Accessory Dwelling Units (ADUs), also known as accessory apartments, in-law apartments, or granny flats, are small, self-contained residential units that are located on the same lot as an existing single-family home. In Connecticut, ADUs are allowed in some towns and cities, but not all.

ADUs are designed to provide affordable housing options for families or individuals who want to live close to their loved ones or generate additional rental income. These units can be attached to the main house or detached and can be used for a variety of purposes, such as rental income, multigenerational housing, or additional space for a home-based business.

In Connecticut, the state legislature passed a law in 2021 that requires all towns and cities to…

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Stonington Borough is a charming coastal town located in the southeastern corner of Connecticut. The real estate market in Stonington Borough is known for its mix of historic homes and waterfront properties, situated between many local businesses, shops, and restaurants.

One of the biggest draws of the Stonington Borough real estate market is its waterfront properties. The town is situated on the Long Island Sound and has several marinas, making it a popular spot for boating and water activities. Many homes in Stonington Borough offer spectacular waterfront views and have easy access to the water. These properties can be quite expensive, but they offer a unique lifestyle and a chance to enjoy all the water activities.

The town also has a…

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Both Zillow and realtors can provide valuable information for buyers and sellers in the real estate market. However, the reliability and accuracy of the information provided by each may vary.

Zillow is a popular website that provides real estate information, including home value estimates (Zestimates) and property listings. Zillow's data is crowdsourced, meaning it relies on users to provide information, which can lead to inaccuracies. Zillow's Zestimate algorithm may not take into account certain factors that would affect a home's value such as the condition of the property, updates and renovation, location, and market conditions. Zillow Zestimate is considered a starting point to get a rough idea of a home's value, but it's not a substitute for…

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Finding the right real estate agent can make a huge difference when it comes to buying or selling a home. A good agent will have the knowledge and expertise to guide you through the process and help you make informed decisions. But with so many agents to choose from, how do you find the right one for you? Here are some tips to help you find a great real estate agent.

  1. Look for an agent with experience in your area. An agent who is familiar with the local market will be able to give you valuable insight into the neighborhoods, schools, and amenities that are important to you. They will also be able to help you find homes that meet your specific needs and preferences.

  2. Look for an agent with a good reputation. Ask friends, family, and…

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title insurance

What is title insurance?

Traditional insurance policies protect insureds against future losses. For example, a car insurance policy will protect the driver from future accidents, and a health insurance policy will protect an insured from future health problems. However, title insurance is different because it protects insureds against claims for past occurrences.

Who does title insurance protect?

Two different types of title insurance exist. A real estate owner can choose to purchase title insurance, and lenders can elect to do so. Lenders will require title insurance by mortgagors to secure their security interest in the property. Furthermore, a property owner will purchase title insurance to protect their investment in their property.

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