Late summer community events across coastal Connecticut and Rhode Island Seaport Community Calendar · Issue 14

The Last Stretch of Summer & the First Signs of Fall

Summer is not finished yet. August and early September bring some of the shoreline's best reasons to get outside — county fairs, waterfront music, art, theatre, river cruises, road races, cultural festivals, polo, food, boats, and community traditions. This issue takes us from Mystic and Groton to Essex and East Haddam, across South County, and onto Aquidneck Island as one season slowly begins to give way to the next.

Four Counties · One Coastal Community

Summer Isn't Over Yet

The Community Calendar covers New London County and Middlesex County in Connecticut, along with Washington County and Newport County in Rhode Island — a…

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Town Meeting Minute Issue 13 graphic about municipal housing, zoning, and planning decisions across CT and RI. Town Meeting Minute • Issue #13

Towns Are Taking Control of the Housing Conversation

Across New London County, Middlesex County, Washington County, and Newport County, the next real estate story is not just private development pressure. It is how municipalities are rewriting, refining, adopting, resisting, and redirecting the rules that determine what can actually be built.

New London County, CT Middlesex County, CT Washington County, RI Newport County, RI

Real estate value is shaped long before a listing hits the market. It changes when a town initiates its own zoning map amendment, when a follow-up text amendment appears, when a POCD moves to public hearing, when subdivision regulations are rewritten, when housing-growth…

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2026 Property Tax Report · Connecticut

The list price tells you what a home costs to buy. It says nothing about what it costs to own — and in 2026, that second number is where Connecticut buyers get surprised. The same home, one town line apart, can carry a tax bill that differs by well over a thousand dollars a month.

10.85 Lowest rate
(Washington) 68.95 Highest rate
(Hartford) 28.39 Statewide
median 169 Towns in
this report

The number most buyers never check

Everyone shopping for a home watches the price. Far fewer ask the question that actually sets the monthly payment: what’s the property tax? In Connecticut, the answer comes from the town’s mill rate — the dollars…

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Rhode Island · Renovation Limits

Rhode Island’s 50% Rule Applies to Every Building in the State

Not just homes on the water. It’s written into state law, it runs on a fixed twelve-month clock, and it has three tiers — not one line.

Seaport Advisory  ·  Southern Rhode Island & Southeastern Connecticut Rhode Island's three tiers: restore in kind under 25%, official's discretion 25-50%, new code over 50%

Most people first hear about the 50% rule in a flood context — renovate a house past a certain point and the whole structure has to be brought up to current flood standards. That version is real, and it comes from the federal flood insurance program.

Rhode Island has its own, and it is broader. It sits in the state building code rather than in a local flood ordinance, which means it reaches a farmhouse in Hopkinton the same…

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Connecticut · Flood Zone Renovations

The 50% Rule Isn’t One Rule. That’s Why So Many Renovations Go Sideways.

Three separate rules share the same number. Almost nobody separates them — and in Connecticut, the one that decides your project is written by your town, not the state.

Seaport Advisory  ·  Southeastern Connecticut & Southern Rhode Island Three rules share the 50% number: federal substantial improvement, RI building code, local zoning nonconformity

A few days ago a group of us got into it over the 50% rule — the one that says you can only renovate a house in a flood zone so far before the whole building has to come up to current code. Everyone in the room knew the rule. Everyone in the room had a different version of it.

That’s not a knowledge problem. It’s that three separate rules share the same number, and almost nobody…

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Town Meeting Minute Issue 12 planning documents with approved, rejected, and public hearing notices. Town Meeting Minute • Issue #12

The Rules Are Starting to Move

Over the past two weeks, Southeastern Connecticut towns have moved from planning language into real regulatory consequences: Groton approved a major open-space development framework, Waterford rejected a large housing rezoning request, Stonington advanced its POCD review, East Lyme continued housing-growth implementation, Norwich processed incremental infill, and Ledyard studied whether its land-use governance structure needs to change.

Real estate value is often shaped before a property ever hits the market. It changes when a text amendment passes, when a rezoning fails, when a subdivision hearing is scheduled, when a POCD moves to public review, or when a town…

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Community Calendar for July 13 through July 26 featuring coastal events across Connecticut and Rhode Island

Seaport Real Estate Services | Community Calendar

Community Calendar: July 13 – July 26, 2026

A coastal guide to events across New London County, Middlesex County, South County Rhode Island, and Newport County — including concerts, festivals, theater, beach events, farmers markets, art, family programming, food, and summer traditions.

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A Wider Coastal Calendar for Mid-July

Welcome to the next Seaport Real Estate Services Community Calendar, covering Monday, July 13 through Sunday, July 26, 2026.

This issue expands beyond New London County and South County Rhode Island to include Middlesex County, Connecticut and Newport County, Rhode Island. The result is a broader coastal guide for readers looking for summer…

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Rhode Island Property Tax · 2026 blog-header-taylor-swift-tax

It’s nicknamed for a pop star’s Watch Hill mansion, but Rhode Island’s new second-home tax reaches far beyond the ultra-wealthy — all the way to century-old family cottages on the shoreline. If you own, or are buying, a coastal property in Rhode Island, here’s what you need to understand.

What is the “Taylor Swift Tax”?

Officially, it’s Rhode Island’s Non-Owner Occupied Property Tax (R.I. General Law § 44-72). It picked up the nickname because Taylor Swift owns a roughly $28-million oceanfront estate in Westerly’s Watch Hill — but the law itself has nothing to do with celebrities. It’s a new state-level surcharge, separate from and on top of the property tax you already pay your city or town.

The…

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2026 Rhode Island Property Tax Report - Seaport Advisory 2026 Property Tax Report · Rhode Island

The list price tells you what a home costs to buy. It says nothing about what it costs to own — and in Rhode Island, that second number swings hard from one town to the next. The same home can cost three times as much to hold depending on which side of a town line it sits on.

$4.79 Lowest rate
(Little Compton) $21.52 Highest rate
(Foster) $12.70 Statewide
median 39 Cities & towns
in this report

The number most buyers never check

Everyone shopping for a home watches the price. Far fewer ask the question that actually sets the monthly payment: what’s the property tax? In Rhode Island, that answer comes from your town’s tax rate —…

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2026 Property Tax Report · Connecticut

The list price tells you what a home costs to buy. It says nothing about what it costs to own — and in 2026, that second number is where Connecticut buyers get surprised. The same home, one town line apart, can carry a tax bill that differs by well over a thousand dollars a month.

10.85 Lowest rate
(Washington) 68.95 Highest rate
(Hartford) 28.39 Statewide
median 169 Towns in
this report

The number most buyers never check

Everyone shopping for a home watches the price. Far fewer ask the question that actually sets the monthly payment: what’s the property tax? In Connecticut, the answer comes from the town’s mill rate — the dollars…

2157 Views, 0 Comments