Changing Markets – Issue #7: The Great Stall… or the Great Shift? Southeastern CT Is Being Repriced in Real Time

Posted by Tim Bray on April 8th, 2026

Changing Markets – Issue #7 The Great Stall… or the Great Shift? Southeastern Connecticut is being repriced in real time.

Across much of the country, the housing story feels familiar: volume is down, affordability is strained, and many expected prices to follow. But that is not exactly what we are seeing.

Not a crash. Not even a pause. In Southeastern Connecticut, this looks more like a market shift taking shape in real time.

Nationally, many sellers remain locked into historically low interest rates. Buyers continue to feel pressure from monthly payments. Transaction volume has softened. Yet here in Southeastern Connecticut, the local story is beginning to separate itself from the broader narrative.

While…

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Changing Markets – Issue #6: The Affordability Illusion Is Breaking

Posted by Tim Bray on April 3rd, 2026

Changing Markets – Issue #6

The Affordability Illusion Is Breaking

For years, the market has been held together by belief. Now the numbers are starting to tell a different story.

For the past few years, the housing market has operated on a simple assumption: that buyers would find a way to make the numbers work.

Higher prices were justified by low rates. Higher rates were justified by future refinancing. Tight supply was expected to support everything.

But today, that foundation is beginning to shift.

Not all at once. Not dramatically. But in ways that are becoming harder to ignore.

The reality is this: affordability hasn’t just tightened — it’s become stretched to a point where the math is no longer working the way…

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Accessory Dwelling Units (ADUs)

Posted by Tim Bray on February 16th, 2023

Accessory Dwelling Units (ADUs), also known as accessory apartments, in-law apartments, or granny flats, are small, self-contained residential units that are located on the same lot as an existing single-family home. In Connecticut, ADUs are allowed in some towns and cities, but not all.

ADUs are designed to provide affordable housing options for families or individuals who want to live close to their loved ones or generate additional rental income. These units can be attached to the main house or detached and can be used for a variety of purposes, such as rental income, multigenerational housing, or additional space for a home-based business.

In Connecticut, the state legislature passed a law in 2021 that requires all towns and cities to…

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