Written by Robert H. Ruth
Remember when you were a kid, and you got a really bad cold or the flu? You couldn’t go outside and play with your friends, because if you got sweaty from running around the symptoms could linger, or worse, you might relapse. And then when you did feel better, and were allowed to go outside again, your mom made you wear a coat or a sweater, even though it was warm outside. The reason was that your mom believed you were in a somewhat weaker state and might catch a cold again if you got a chill. So she made you bundle up as a way to protect you from getting sick again.
I shared this with you because when I first began my career, I wanted to learn how to do VA Loans, and in order to learn the program I sought out the
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