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Tips & Advice

Found 92 blog entries about Tips & Advice.

Originally published on NBCCT on November 12, 2020 • Updated on November 12, 2020 at 11:26 pm

 

COVID-19 exposure notifications from the Connecticut Department of Public Health are now available on your phone.

COVID Alert CT, the state's official exposure notification system, is now available for Apple and Android.

  NBC Connecticut  

Once installed, the app uses Bluetooth to determine if a user's device moves within six feet of someone who has tested positive for the virus for a total of 15 minutes or more in a day. The app does not share personal information.

Contact tracers will ask users who have tested positive will be asked if they are willing to share "close contact" codes the app has

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To Secure the Listing and Blow Away the Competition

  • Sometimes It's a Deliberate Lie.
    As the seller interviews each agent, often the estimate of value creeps upward. Maybe the first agent knows there will be two other agents competing for the listing, so the first agent names an astronomical figure. The second agent, upon hearing the first agent's price, beats it. The third agent comes in higher yet.

A seller who chooses an agent based on which estimate is highest can oftentimes become the ultimate loser….but it is human nature to choose the agent who says they can fetch the highest price.

Almost every seller operates in this manner. To the defense of the Agent, sometimes they just “Don’t know what they don’t know”.  The traditional

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Serving the Client 

 -The Process-

We are currently in the Advisory stage of consulting with a prospective client who has plans to list their home for sale. Before we can determine if this partnership is a good fit for both Client and Broker, we have some homework to do. Contrary to popular belief in the industry, one size does NOT fit all. Upon collecting all the pertinent data relevant to the property as well as the local market in which it is located, we perform the necessary analysis to ensure that our assessment of this opportunity is in alignment with the client's goals and expectations. Once this task is completed, we are guided by the necessary data to advise all potential clients on what we believe to be the wisest path forward to

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A Commitment to the Client 

For consumers in the market to buy or sell a home, the model has typically been a straight-forward process. Buyers and sellers contact a local agent to explore their options and sign an agreement. Whether they research and select a top local agent or contract a licensed relative, how they choose the agency that will assist them is of growing importance. In many respects, most traditional brokerages and their offerings are very similar. They all provide “million-dollar marketing”, an endless campaign of open houses, and a gratuitous handshake to affirm their corporate mission statement that says things like “helping you discover your dreams.” While this all sounds wonderful in theory, these dreams can become

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The costs of owning a property go far beyond making a monthly mortgage payment. The costs of owning a home, especially by first time owners, can be a shock after realizing that owning a home is much more expensive than anticipated. 

Residential Carrying Costs are also known as “Holding Costs”  and can include the following:

  • Mortgage Principle

  • Mortgage Interest

  • Taxes

  • Insurances

  • Homeowner Association Fees

  • Costs of maintenance, upkeep, and upgrades

  • Utilities

It is important for homeowners to understand the cost of ownership and the impact on their discretionary income. Carrying Cost Calculators are important for potential buyers as well as helping sellers to determine the true

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Unlike the stock market, where most people understand and accept the risk that prices may fall, most people who buy a house don't ever think that the value of their home will ever decrease.

The housing market, like other assets, is susceptible to unsustainable gains, and bubbles are formed over time even though many people feel it is a sure bet for growth.  That's because of the large transaction costs associated with purchasing a home, not to mention the carrying costs of owning and maintaining a home discourage speculative behavior. However, housing markets do go through periods of irrational exuberance.

This article will help to explain real estate cycles, triggers that cause them, and why consumers should be cognizant of the forces at play

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English majors in college are commonly put through a curriculum that requires reading some of the world’s classic novels and discerning what makes them so. One measure of a great novel is that the reader can see the entirety of the narrative in its first pages. The theme, tone and structure of the early pages of the book foreshadow what is to come. Simply stated, every part of the book leads to the whole and you can absorb this message from every part. Imagine if that were the case right now? We would think in ‘stories’ and write our own.  

Congress is unveiling a proposal that would give most Americans a monthly payment of $2,000 until the coronavirus pandemic begins to fade. This is profoundly necessary relief for those of us who cannot safely

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Black Swan Event · This Time Is Different · The New Normal is Not Normal · Time To Rethink Your Career · This Is What Happens When Change Happens · 30 Million Americans Are Unemployed in 6 Weeks · How To Do Business From Home · Why Fi ? · Our Country Is In A Leadership Vacuum · The Stock Market Is Disconnected From Reality · Become The Best At Serving Your Sphere of Influence · Just Do Something · Circumstances + Attitude = Outcome · Awaken Possibilities Again · Resist The Urge To Do Nothing · Now Is The Chance You’ve Always Wanted · Strike While The Iron Is Cold · The New Normal Is Not New Or Normal · What To Do With What Is Left · Now Your Job Is To Live Out Your Greatest Potential · Growth Is Still There, It’s Just Not In The Same Places As Before

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Salespeople are typically focused on being transactional and closing more deals. Fiduciaries use a consultative approach, putting a client’s best interest in mind even if it means disclosing info that will kill a deal. Fiduciaries won’t place their commissions before your best interest. Unfortunately, many agents in our market are experienced at selling themselves. The real estate industry over the years has become less about the customer and more about the number of transactions an agent closes.  Some of the blame can be directly correlated to real estate coaching which has become big business and focuses on “Closing the Deal” as opposed to solving a client’s problem.  Big Real Estate coaching companies train agents to become adept at answering

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Happy Earth Day!! We must preserve our beautiful planet! Here are a few eco-friendly tips that you can follow to make a contribution to our planet!

  1. ALWAYS RECYCLE!
  2. Shop with reusable bags
  3. Walk or Bike to where you need to go
  4. Do errands together/car pool
  5. Get a filter to drink tap water
  6. Buy only what you need for less waste
  7. Use vegetable scraps to make vegetable stock or use to compost
  8. Use energy-efficient lightbulbs and turn off lights when not in use
  9. Donate your old clothes and home goods instead of throwing them out. When you need something, consider buying used items
  10. Use environmentally-friendly, non-toxic cleaning products

These are only a FEW ideas out of so many! What are some ways that you help our

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