When starting a home search, many buyers often judge a home by looking at the photos online. Or their realtor may suggest doing a drive-by before setting up an appointment to check out the area and location. That's why curb appeal is so important. It is the first impression made upon potential buyers. 


Here are 5 things we recommend you do in the Fall to increase curb appeal. 


  1. Fall Cleanup - Over the summer, the weeds, sure enough, took their toll on your garden beds, and summer plants have flowered and died and dropped their share of vegetation on the mulch. Cleaning the garden beds, weeding all those pesky unwanted plants, and then putting a fresh layer of mulch will make your garden beds stand out and pop.


  1. Power…

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You may have heard the term mill rates being thrown around when talking about taxes in certain towns. Tim Bray and Andrew O'Reilly provide insight on the importance of mill rates and why knowing them can help you determine where you want and can live. 


Did you know that you can have your taxes appealed every year? Listen to learn more - available EVERYWHERE you get your podcasts or click here. 


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Real Estate Taxes in Connecticut can vary greatly depending on the municipality and districts within them.  The graphic above illustrates the base rates for each town. Additional rates are applied to specific locations where services are provided.  These services can include public water, sewer, trash removal,  police services, or a firehouse.  A town or district with a lower Mill rate may not offer these services.  Your real estate agent will be able to help you to determine the services offered and their importance to you when purchasing real estate. The average property tax rate in CT for 2022 is $31.29 with the highest being Hartford at $74.29 and the lowest being Salisbury at $11. 

2022 Mill Rates CT High Low

How to Calculate Connecticut Property Taxes

The…

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Real Estate Taxes in Rhode Island vary greatly by town and are typically correlated to the services which each town provides to its residents. A town with a lower Mill rate may not offer services such as public water and sewer, perhaps waste disposal, or a firehouse. Your real estate agent will be able to help you to determine the services offered and their importance to you when purchasing real estate. The average property tax rate in Rhode Island for 2022 is 16.93 with the highest being Providence at 24.56 and the lowest being Little Compton at 6.04. 

2022 RI Mill Rates by Town Ranked

How to Calculate Rhode Island Property Taxes

The formula to calculate Rhode Island Property Taxes is (Assessed Value x Property Tax Rate)/1000= Rhode Island Property Tax. Take the Assessed…

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Thinking of selling your non-primary residence or vacation home? You are most likely going to pay capital gains tax unless you do the following.

10 East Neck

One way to avoid capital gains tax on a vacation or investment property is a 1031 exchange. This involves using the profits of the sale to purchase another investment property, thus putting the proceeds back into real estate instead of your bank account. New Construction may be a good way to go but you must meet the 1031 timelines and guidelines. 


You must follow strict identification and timeline rules for a 1031 exchange to the letter:

  •          You must identify the exchange properties in writing within 45 calendar days of the closure for the relinquished property in accordance with one of the…

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Unlike the stock market, where most people understand and accept the risk that prices may fall, most people who buy a house don't ever think that the value of their home will ever decrease.

The housing market, like other assets, is susceptible to unsustainable gains, and bubbles are formed over time even though many people feel it is a sure bet for growth.  That's because of the large transaction costs associated with purchasing a home, not to mention the carrying costs of owning and maintaining a home discourage speculative behavior. However, housing markets do go through periods of irrational exuberance.

This article will help to explain real estate cycles, triggers that cause them, and why consumers should be cognizant of the forces at play…

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Originally published on NBCCT on November 12, 2020 • Updated on November 12, 2020 at 11:26 pm

 

COVID-19 exposure notifications from the Connecticut Department of Public Health are now available on your phone.

COVID Alert CT, the state's official exposure notification system, is now available for Apple and Android.

  NBC Connecticut  

Once installed, the app uses Bluetooth to determine if a user's device moves within six feet of someone who has tested positive for the virus for a total of 15 minutes or more in a day. The app does not share personal information.

Contact tracers will ask users who have tested positive will be asked if they are willing to share "close contact" codes the app has…

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To Secure the Listing and Blow Away the Competition

  • Sometimes It's a Deliberate Lie.
    As the seller interviews each agent, often the estimate of value creeps upward. Maybe the first agent knows there will be two other agents competing for the listing, so the first agent names an astronomical figure. The second agent, upon hearing the first agent's price, beats it. The third agent comes in higher yet.

A seller who chooses an agent based on which estimate is highest can oftentimes become the ultimate loser….but it is human nature to choose the agent who says they can fetch the highest price.

Almost every seller operates in this manner. To the defense of the Agent, sometimes they just “Don’t know what they don’t know”.  The traditional…

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Serving the Client 

 -The Process-

We are currently in the Advisory stage of consulting with a prospective client who has plans to list their home for sale. Before we can determine if this partnership is a good fit for both Client and Broker, we have some homework to do. Contrary to popular belief in the industry, one size does NOT fit all. Upon collecting all the pertinent data relevant to the property as well as the local market in which it is located, we perform the necessary analysis to ensure that our assessment of this opportunity is in alignment with the client's goals and expectations. Once this task is completed, we are guided by the necessary data to advise all potential clients on what we believe to be the wisest path forward to…

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A Commitment to the Client 

For consumers in the market to buy or sell a home, the model has typically been a straight-forward process. Buyers and sellers contact a local agent to explore their options and sign an agreement. Whether they research and select a top local agent or contract a licensed relative, how they choose the agency that will assist them is of growing importance. In many respects, most traditional brokerages and their offerings are very similar. They all provide “million-dollar marketing”, an endless campaign of open houses, and a gratuitous handshake to affirm their corporate mission statement that says things like “helping you discover your dreams.” While this all sounds wonderful in theory, these dreams can become…

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