Finding the right real estate agent can make a huge difference when it comes to buying or selling a home. A good agent will have the knowledge and expertise to guide you through the process and help you make informed decisions. But with so many agents to choose from, how do you find the right one for you? Here are some tips to help you find a great real estate agent.

  1. Look for an agent with experience in your area. An agent who is familiar with the local market will be able to give you valuable insight into the neighborhoods, schools, and amenities that are important to you. They will also be able to help you find homes that meet your specific needs and preferences.

  2. Look for an agent with a good reputation. Ask friends, family, and…

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Realtors Fail

There are several reasons why many realtors fail in their careers. Some of the common reasons include a lack of experience, inadequate training, and an inability to adapt to changing market conditions.

One of the main reasons why many realtors fail is a lack of experience. Real estate can be a complex and competitive industry, and inexperienced realtors may struggle to navigate the challenges and pitfalls of the business. In order to succeed, realtors need to have a thorough understanding of the local real estate market, as well as the legal and regulatory frameworks that govern the industry.

Another reason why many realtors fail is inadequate training. In order to become a successful realtor, individuals need to have a strong foundation in real…

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Brick house

Residential real estate refers to the purchase, ownership, and use of a home or apartment for personal living purposes. This type of real estate can provide several financial advantages and some potential disadvantages.

One of the main advantages of investing in residential real estate is the potential for long-term capital appreciation. Over time, the value of a well-maintained property can increase, providing a solid return on investment. Additionally, residential properties can generate income through rental payments, allowing investors to earn passive income.

Another advantage of residential real estate is the potential for tax benefits. Mortgage interest and property taxes are often tax-deductible, which can help reduce the overall cost of…

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Flood Insurance

Flood insurance is an important type of insurance for anyone living in an area that is at risk of flooding. Flooding is one of the most common and costly natural disasters, and it can cause significant damage to homes and other structures. Standard homeowners insurance policies do not typically cover flood damage, so it's important for property owners to have separate flood insurance coverage.

Having flood insurance can protect your home and belongings from the financial impact of flooding. If your home is damaged by a flood, your flood insurance policy can provide financial assistance to help you repair or rebuild your home. It can also help to replace any personal belongings that were damaged or destroyed in the flood.

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title insurance

What is title insurance?

Traditional insurance policies protect insureds against future losses. For example, a car insurance policy will protect the driver from future accidents, and a health insurance policy will protect an insured from future health problems. However, title insurance is different because it protects insureds against claims for past occurrences.

Who does title insurance protect?

Two different types of title insurance exist. A real estate owner can choose to purchase title insurance, and lenders can elect to do so. Lenders will require title insurance by mortgagors to secure their security interest in the property. Furthermore, a property owner will purchase title insurance to protect their investment in their property.

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offer accepted

Communicating with your client.

Your client needs to be made aware that offers are getting bid up. They should not look at properties at the top of their price range. Search for homes 20% less.

-         Make sure that all the fields are filled in and logical.

-         Cash offers carry more weight.

-         Place yourself in the shoes of the listing agent and seller.

Communication with the listing agent.

Use the phone and have conversations with the listing agent backed by texts, a bomb-bomb video, and then email. Get the agent extremely comfortable with you.

Ask the agent if there is anything important to the seller. I.e., closing date, leaving furniture, etc.

Ask the agent if there is a board form with which they are most…

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How to prepare for your home inspection

Home Inspection

So, you’ve listed your home, found a buyer, and accepted a purchase price. The sale of your house is almost a done deal, but it’s not quite time to pack the moving boxes yet – you still have to make it through the home inspection.

In a typical real estate transaction, the home inspection occurs after the buyer has signed a purchase agreement and before the final closing date. Most home buyers choose to make the closing contingent on the results of the home inspection, meaning that they can back out of the sale if the inspector finds something that is not to their liking and the seller is unwilling to repair it or lower the purchase price to account for it. As a seller, you will want the home inspection to…

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When starting a home search, many buyers often judge a home by looking at the photos online. Or their realtor may suggest doing a drive-by before setting up an appointment to check out the area and location. That's why curb appeal is so important. It is the first impression made upon potential buyers. 


Here are 5 things we recommend you do in the Fall to increase curb appeal. 


  1. Fall Cleanup - Over the summer, the weeds, sure enough, took their toll on your garden beds, and summer plants have flowered and died and dropped their share of vegetation on the mulch. Cleaning the garden beds, weeding all those pesky unwanted plants, and then putting a fresh layer of mulch will make your garden beds stand out and pop.


  1. Power…

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You may have heard the term mill rates being thrown around when talking about taxes in certain towns. Tim Bray and Andrew O'Reilly provide insight on the importance of mill rates and why knowing them can help you determine where you want and can live. 


Did you know that you can have your taxes appealed every year? Listen to learn more - available EVERYWHERE you get your podcasts or click here. 


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Real Estate Taxes in Connecticut can vary greatly depending on the municipality and districts within them.  The graphic above illustrates the base rates for each town. Additional rates are applied to specific locations where services are provided.  These services can include public water, sewer, trash removal,  police services, or a firehouse.  A town or district with a lower Mill rate may not offer these services.  Your real estate agent will be able to help you to determine the services offered and their importance to you when purchasing real estate. The average property tax rate in CT for 2022 is $31.29 with the highest being Hartford at $74.29 and the lowest being Salisbury at $11. 

2022 Mill Rates CT High Low

How to Calculate Connecticut Property Taxes

The…

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