Rhode Island 50% Rule: RIGL 23-27.3-106 Explained
Posted by Tim Bray onRhode Island · Renovation Limits
Rhode Island’s 50% Rule Applies to Every Building in the State
Not just homes on the water. It’s written into state law, it runs on a fixed twelve-month clock, and it has three tiers — not one line.
Seaport Advisory · Southern Rhode Island & Southeastern Connecticut
Most people first hear about the 50% rule in a flood context — renovate a house past a certain point and the whole structure has to be brought up to current flood standards. That version is real, and it comes from the federal flood insurance program.
Rhode Island has its own, and it is broader. It sits in the state building code rather than in a local flood ordinance, which means it reaches a farmhouse in Hopkinton the same…
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